About No Copay Medical Care
At No Copay Medical Care, we believe healthcare should be simple, affordable, and easy to access.
Too many individuals, families, and small businesses struggle with rising healthcare costs, high deductibles, confusing insurance networks, and unexpected medical bills. Our mission is to provide a more predictable way to access everyday medical care through a straightforward monthly membership.
With one flat monthly fee, members receive access to participating clinics for primary care, urgent care, wellness visits, telemedicine, and more — all with no copays and no deductibles for covered in-clinic services.
We are not insurance. Instead, we offer a healthcare membership designed to make routine medical care more accessible and budget-friendly for Texas families and employers.
Why We Created No Copay Medical Care
Healthcare costs continue to rise across the United States. Even people with insurance often avoid going to the doctor because they worry about copays, deductibles, surprise bills, or difficulty finding appointments.
We created No Copay Medical Care to remove many of those barriers.
Our goal is to simplify access to care by offering:
- Predictable monthly pricing
- Convenient clinic access
- Extended hours
- Telemedicine availability
- No claims paperwork
- No copays for covered services at participating clinics
- No deductibles for covered services at participating clinics
Members can focus on getting care when they need it instead of worrying about unexpected out-of-pocket costs for routine visits.
Healthcare Designed for Real Life
Life does not always happen during normal business hours. Children get sick on weekends. Minor injuries happen after work. Busy parents and employees need convenient care options that fit their schedules.
That is why Participating clinics are open 7 days a week with extended hours.
Whether you need treatment for:
- Minor illnesses
- Flu symptoms
- Ear infections
- Allergies
- Minor injuries
- Wellness visits
- Routine checkups
- Mental health visits
- Telemedicine consultations
our membership is designed to help simplify access to care.
Serving Individuals, Families, and Employers
No Copay Medical Care memberships are designed for:
Many employers are looking for ways to offer meaningful healthcare-related benefits while controlling costs. Our membership model can help businesses provide employees with access to everyday medical care without the complexity of traditional group insurance administration.
For employees, this means easier access to care. For employers, it may help reduce missed workdays by making healthcare more accessible and convenient.
Access Across Texas
Members have access to Participating clinics located throughout Texas, including the following:
Zip Codes:
78613, 78634, 78641, 78664, 78705, 78728, 78737, 78738, 77018, 77022, 77057, 77095, 77096, 77304, 77338, 77339, 77346, 77354, 77375, 77379, 77385, 77388, 77396, 77407, 77449, 77450, 77459, 77471, 77479, 77493, 77494, 77505, 77520, 77566, 77573, 77627, 77706, 78108, 78209, 78212, 78235, 78245, 78248, 78249, 78251, 78259
Cities:
Austin, Baytown, Beaumont, Bee Cave, Cedar Park, Cibolo, Conroe, Cypress, Houston, Humble, Hutto, Katy, Lake Jackson, League City, Leander, Magnolia, Missouri City, Nederland, Pasadena, Pearland, Richmond, Rosenburg, Round Rock, San Antonio, Spring, Sugar Land, Tomball
Counties
Bastrop County, Texas; Bexar County, Texas; Brazoria County, Texas; Fort Bend County, Texas; Guadalupe County, Texas; Harris County, Texas; Jefferson County, Texas; Montgomery County, Texas; Travis County, Texas; and Williamson County, Texas.
Texas:
Texas
Participating clinics are independently operated healthcare providers focused on delivering convenient medical care in a patient-friendly environment.
Simple Pricing. No Surprise Bills for Covered Visits.
Traditional healthcare can often feel unpredictable. One visit may cost far more than expected after copays, deductibles, coinsurance, and billing adjustments.
Our membership model is intentionally simple.
Members pay one monthly fee for access to covered services available through participating clinics. There are no copays and no deductibles for covered in-clinic visits included in the membership.
This approach helps members better plan and budget for routine medical care expenses.
No Copay Medical Care is a healthcare membership program and is NOT health insurance. Membership services are provided through independent participating partner clinics.
Our Commitment
We are committed to:
- Transparent pricing
- Convenient access to care
- Respectful patient experiences
- Simplified healthcare access
- Supporting healthier communities across Texas
Healthcare should not feel overwhelming. Our goal is to provide a simpler option for accessing everyday medical care for individuals, families, and employers alike.
Meet the Team Behind No Copay Medical Care
Our Mission
No Copay Medical Care was created with a simple goal: make everyday healthcare more affordable, predictable, and accessible for individuals, families, and employers across Texas.
We understand the frustration many people experience with rising healthcare costs, confusing billing, high deductibles, and delayed access to care. Our leadership team is focused on simplifying healthcare access through a membership model designed around convenience, transparency, and real-world affordability.
Founded on Simplicity and Accessibility
The idea behind No Copay Medical Care came from recognizing a growing problem in healthcare: many people delay care because they are worried about cost.
Our leadership team believes routine healthcare should be easier to access without the stress of unexpected copays or complicated billing for covered clinic visits.
By combining convenient access to participating clinics with straightforward membership pricing, we aim to help Texas families and businesses better manage everyday healthcare needs.
What Makes Our Approach Different
Our leadership team believes healthcare should be:
- Easy to understand
- Easy to access
- Transparent in pricing
- Convenient for busy families
- Accessible for employers and employees alike
We are committed to creating a simpler healthcare experience centered around predictable monthly membership pricing and convenient clinic access.
Looking Ahead
As No Copay Medical Care continues to grow, our focus remains the same:
helping more Texans gain access to convenient, affordable everyday healthcare services without the complexity often associated with traditional healthcare systems.
Leadership Team
Jimmy
Founder / CEO
Jimmy has spent years working in business operations, healthcare services, and customer-focused organizations. Through that experience, they saw firsthand how difficult and expensive routine healthcare had become for many families and employers.
That experience helped inspire the creation of No Copay Medical Care — a healthcare membership designed to simplify access to everyday medical care while reducing the financial uncertainty that often comes with traditional healthcare billing.
Their focus remains centered on improving accessibility, affordability, and the overall patient experience.
Jody
Technology & Operations
Jody oversees technology systems, website operations, automation, and member experience initiatives for No Copay Medical Care.
With a background in IT infrastructure, systems administration, analytics, and business operations, Jody helps ensure the platform remains reliable, secure, and easy for members to use.
His work focuses on simplifying processes, improving the online experience, and supporting the technology behind membership enrollment and ongoing operations.
He is passionate about using technology to help make healthcare access more straightforward and user-friendly for individuals, families, and employers across Texas.
Get Started Today
Ready to experience healthcare without copays, deductibles, or insurance hassles?
Have more questions About No Copay Medical Care
Feel free to reach out with any questions—we are here to help.
Frequently Asked Questions About No Copay Medical Care
Everything you need to know about No Copay Medical Care Membership
What services are included in the No Copay Medical Care Membership?
Your No Copay Medical Care Membership includes primary care, urgent care, wellness, mental health and telemedicine visits with no copay/no deductible at any of the independent participating partner clinics. Mental health visits are included up to 12 per year per member. Simply make an appointment by phone, through the app, or the online portal.
What is NOT covered by the No Copay Medical Care Membership?
This membership is not insurance. It does not cover hospitalizations, surgeries, specialist visits (though clinics can provide referrals), prescriptions, lab work sent to outside labs, imaging for non-acute conditions, emergency room visits, or any care received outside the participating partner clinics. Members are encouraged to maintain appropriate health insurance coverage for major medical events and emergencies.
Note: Basic lab work processed in-clinic and X-rays for acute injuries ARE included.
Is the No Copay Medical Care Membership health insurance?
The No Copay Medical Care Membership is a healthcare membership program, not insurance. It gives you direct access to primary care, urgent care, mental health, wellness, and telemedicine visits at participating independent healthcare providers with no copays/no deductibles. Members are encouraged to maintain health insurance for prescriptions, hospitalizations, emergencies, surgeries, specialist care, and other services that are not covered by this membership.
Are there any hidden fees or copays with the No Copay Medical Care Membership?
No hidden fees. Your flat monthly No Copay Medical Care Membership fee covers all included services at independent participating partner clinics. You’ll never pay a copay or deductible for covered visits. Services outside the membership (prescriptions, lab work sent to outside laboratory companies , advanced imaging, etc.) will have additional costs. Services outside the partner clinics are not covered and will be paid 100% by the member.
Where can I use my No Copay Medical Care Membership?
All medical services are provided by independent healthcare providers, not No Copay Medical Care. Your No Copay Medical Care Membership is valid at our 48 independent participating partner clinics across Texas. They are located throughout Austin, Beaumont, Nederland, Houston, Lake Jackson, and San Antonio. All services received outside these locations are not covered.
Can I add family members to my No Copay Medical Care Membership plan?
Yes! The Family plan ($129/month) covers members, spouses and children only, with a maximum of 8 family members total. Each covered family member must be in the same household as the primary member. The individual + one membership ($99/month) can cover the member/spouse or member/1 child. Children can be covered from ages 0-25.
How does telemedicine work with the No Copay Medical Care Membership?
The telemedicine service included in your No Copay Medical Care Membership plan allows you to speak with the participating clinic’s on call physician, 24 hours a day. Simply book an appointment through the app, by phone or through the online portal. Telemedicine visits are included in all No Copay Medical Care membership plans.
What is the cancellation policy for No Copay Medical Care Membership?
You are not committed to a contract and can cancel anytime.
Cancellations take effect at the end of the prepaid period. No partial refunds are provided. Memberships are prepaid for the next month and automatically renew on the 1st of each month. If you decide to cancel you must do so before the 25th of the month to guarantee cancellation by the 1st of the next month.
When will my No Copay Medical Care Membership start?
All No Copay Medical Care Memberships begin on the 1st of the next month and are prepaid. If you want your membership to start earlier, you have the option to pay an expedite fee of $69 to have the membership start within 3 business days.
You will pay your No Copay Medical Care Membership fee when you sign up and it will provide membership for the next month (unless you are paying for the expedited membership). For example, if you join on the 15th of January, you will pay on January 15th and your membership will start February 1st. The next payment would be due on the 20th of February and it would pay for March membership, etc.
If you are signing up anywhere from the 28th to 31st of the month, please note, it generally takes 3 business days(Monday-Friday) to get your membership active. It will be active as close to the 1st of the next month as possible.
How does recurring billing work for the No Copay Medical Care Membership?
After the initial month, No Copay Medical Care Memberships are prepaid by debit/credit card/bank account draft on the 20th of each month for the next month’s No Copay Medical Care Membership.
If the payment on the 20th fails and we do not receive a valid payment by the 25th, your No Copay Medical Care Membership will be cancelled.